Buying a house can be a stressful and time-consuming experience. Here at Fletcher Homes, we aim to make the whole purchasing process as smooth as possible. Our highly experienced team of sales advisors will provide as much advice and support as you need, to ensure your move is completed swiftly and within an agreed time scale.

To help with your purchase we’ve compiled a simple ‘guide to buying’ for you…

 

Choosing your Fletcher Home

The whole process begins when you choose and reserve your perfect fletcher home. You will need to complete a reservation form and pay a reservation fee. This is usually between £350 and £500.

 

Appoint an Independent Financial Advisor (IFA)

To finance your mortgage, you will need to appoint an independent financial advisor (IFA), or a mortgage advisor. If you don’t have one, our sales advisors can put you in touch with a good IFA. With a wide selection of mortgage products, a good IFA can help save you thousands of pounds by finding the right mortgage for you.

 

Appoint a solicitor

Conveyancing costs can vary from practice to practice, so we recommend that you speak to several solicitors to get quotes quotations before you choose one. Once you’ve appointed a solicitor, you’ll be asked to pay some initial costs to cover search costs etc. It’s important to pay these straight away to prevent delaying the conveyancing process.

 

Apply for your Mortgage

Once you have appointed an IFA, they will work diligently to find you the best mortgage deal. It is important to progress your application immediately and pay for any survey fees etc. Ideally, you should have applied for your mortgage within a week of reserving your home.

 

Make an appointment with your Solicitor

You will need to meet with your solicitor at least one week before exchanging contracts. At this meeting they will talk you through the results of any searches and will want to ensure everything is in order ready to exchange contracts. The final step will be to sign your contract and pay your exchange deposit (which is usually 10% of the purchase price).

 

Exchange of contracts

Once your solicitor exchanges contracts, a legal completion date will be set.

 

Home demonstration

Shortly before the completion date, our sales consultant will make an appointment for you to view your new home. This viewing gives you the opportunity to see everything prior to moving in and check that you are completely satisfied with your house before the final handover.

 

Legal completion

Your solicitor completes the purchase on your behalf, drawing down mortgage funds as required. Once legal completion takes place, the keys to your home will be presented by your sales consultant, who will meet you at the property to read your meters and ensure a smooth handover.

 

Moving in

With the help of your removal company, its time to unpack those boxes, put the kettle on, and make our fletchers home your home.

 

And relax….

Without a doubt the most important step! The moving in process is complete and it’s time for you and your family to kick back and enjoy your new fletcher home.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Help to buyHelp to buy

Thanks to the government-backed ‘Help to Buy’ scheme, you can now afford to buy one of our high quality new build Fletcher homes with only a 5% deposit.

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Assisted mover

We can help you secure the home of your dreams with our Assisted Move service. We provide expert advice and support to help you sell your existing home.

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Priority plot alerts

Be the first to find out when our homes are ready with our Priority Plot Alert system. Choose the property you want and we’ll email you when its available.

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Guide to buying

Our experienced Sales Consultants will work side by side with you, providing as much advice as you need to ensure your move is completed swiftly.

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